About

A credit shop, run by partners.

Kim Financial Group is built around one project and three partners — two on the financial side, one on the technical side — working the same files together. Decades of institutional credit experience, paired with software we host and control ourselves.

Our approach

We pair the judgment of senior credit officers with locally hosted AI — so files move faster and decisions stay accurate, while borrower data never leaves a private environment we own.

Peter and Joshua carry the financial side — commercial and consumer credit, audit, and policy. Nathan builds and runs the technical side — the on-premise models and tooling that accelerate the read. The same three people who scope your engagement are the ones underwriting it.

The partners

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What we hold to

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Work with the partners directly.

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